Category Archives: Mortgages

Buying a Home | The Impact of Mortgage Rates

There are a lot of people undecided about whether to move from renting to owning right now. Asking themselves the classic question: Is Now a good time to buy a home? Here in Scottsdale the question is sometimes asked even … Continue reading

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Is it a good time to buy real estate?

People are always talking about the direction the property market is headed in. Everyone has an opinion, or else they want an answer. In truth no one can tell you for sure and certainly your REALTOR should not be giving … Continue reading

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Banks Demanding Higher Down Payments

An interesting article today in the WSJ about the current state of down payments in the mortgage market. The median down payment in nine major U.S. cities rose to 22% last year on properties purchased through conventional mortgages, according to … Continue reading

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Buying a Home Now

Smart Money, a part of the Wall Street Journal digital network, is running an opinion piece reflecting on the Obama administration’s proposal to reform the mortgage industry. The article outlines some of the effects that might occur should the proposals be approved by Congress. The effects … Continue reading

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5 Tips For First Time Home Buyers

I read some interesting statistics from the National Association of REALTORS that first time buyers accounted for 50% of home sales in 2010. With prices now seen as more affordable in most markets some renters who have been on the … Continue reading

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Thinking of buying a new home soon? Mortgage rates might be on the rise.

If you are thinking to buy a new home in 2011-2012 it might be a good idea to consider starting the process to lock in a mortgage rate below 5%. According to the WSJ.com “Mortgage rates rose in the latest … Continue reading

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